Messaging system, daily routine, money

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I finally started working on the messaging system. Once I start doing it, I think I should gain enough momentum to finish it. To be clear, I’m working on the design doc right now.
From the changes that I made to my daily routine, the one that I like the most is waking up at 6AM, reading technical books for an hour, and then reading some other material until I go to work. This gives me time for myself. I usually have enough energy to read for an hour. This was not the case before. I tried reading at night, but a lot of times I was tired. Or distracted. Reading in the morning, I don’t have any of that.
Money. One of the things I am considering, since I do seem to be developing overspending, is taking the credit card away from Marta and start giving her cash, $150 to start with, or $200 if that is not enough. This will make things easier and she would have to cut her spending. This, $800 dollars a month, I should probably be OK with additional $1000. Something to consider anyway if things don’t improve.